Used Cars Oshawa | Good Credit | Bad Credit | No Credit |




  Need a Car Oshawa treats the needs of each individual customer with paramount concern. We know that you have high expectations, and as a car dealer we enjoy the challenge of meeting and exceeding those standards each and every time. Allow us to demonstrate our commitment to excellence! Our experienced sales staff is eager to share its knowledge and enthusiasm with you. We encourage you to browse our online inventory, schedule a test drive and investigate financing options. You can also request more information about a vehicle using our online form. Need a Car provide used car loans for those who have bad credit, bankruptcy, or no credit at all. We can help you buy a dependable used car, truck or mini-van, and arrange monthly car payments that make sense to you regardless of your bad credit. We believe car buying should be fun!  

There are lenders that specialize in car loans for people with bad credit. These lenders have minimum requirements that borrowers must meet and we can help you find them. At Need a Car, we have helped thousands obtain a bad credit car loan. We do this by evaluating your current situation and putting less emphasis on your credit score history. We will carefully match each person needing a bad credit car loan with an appropriate bank or lender.

You can expect that banks that specialize in bad credit loans will have minimal income requirements. Factors such as your total income, how secure your income is, how long you’ve been employed at your current job, and how long you’ve lived at your current address are very important. In general, if you have been employed for less than 14 months, you can expect that the bank or lender will want to see information regarding your previous employment as well as your previous home address.

If you don’t have a credit history, securing a car loan is one of the easiest ways to build your credit. We will work with you to choose the vehicle that best suits your needs and financial situation. We offer competitively priced vehicles. To help you save even more money, we even have preferred finance rates.

Have you been turned down before? Don’t worry! Almost 82% of those with credit do not have perfect credit scores. We have built close relationships with banks and other lenders and are able to communicate your previous situation with them. We will go the extra-mile to help get you approved. Having a car loan can actually improve your credit history!




Hear What Our Customers Have to Say

“They went above and beyond to help”Submitted May 18 2016

Rating 5 Stars
Via Facebook


They went above and beyond to help get me a car and loan that best fits my budget. Explained everything to me and did not leave a single detail out. I am now the proud and happy owner of a 2012 mazda 3 thanks to Richard, Dan and Randy. Beyond excellent in all aspects.. Trust me when i say if you need a car go see the guys at need a car you will be extremely happy..

Thanks again guys..

Matt Legrow

“excellent experience “

I had an excellent experience purchasing my car. From the moment i called to inquire about my new car they were professional and friendly, they went above and beyond my expectations of making sure all my needs were met. There were no run around or games, the prices are fair and they even delivered my car right to my door!(I live outside of Toronto, about an hour and a half away) overall I will be a repeat customer, and would recommend they’re services to anyone looking for a new car 10/10

“Awesome Service”

They were fast and I had to do next to no work with $0 down. Starting talking and within a couple of days my car was delivered right to my door. They got me everything I wanted. Amazing Thank you. .

“Very friendly and fast”

Gab is very friendly and explained everything to me in detail. He was very fast and worked within my price range fantastically. He even had my car delivered to me 1.5 hours away! He is the best EVER. ! .

“Amazing “

Date Completed: July 16, 2015
Rating: 5 STARS

Mark was so helpful he tried his best to get me what I needed and didn’t give up until he did. He explained everything I needed to know to me and ensured I understood everything about the car and warranty options. I felt safe and comfortable dealing with him definitely made me have an amazing experience and I love the car ! Thank you!



We have absolutely no complaints with Need a Car in Oshawa or their amazing sales people. The sales representative we had this time did an awesome job understanding our concerns and needs and working with us. He was available in a moments notice and able to answer any questions prompt and professionally. I would definitely come to these amazing people in the future, we are a second time buyer and another excellent experience!!!


“Great experience with great peoples”

My experience to get my new car was really good, Mark and Gab did everything to make my new purchase easy for me; my situation was not easy to deal with but they got the best rate for me and a really nice car. .

“Great Service”

I had a great experience purchasing my car. Both Mark and Sean were awesome they went above and beyond to make sure my experience went great. I would definitely recommend them to a friend. .

“Was a great experience and would recommend to all”

I had such a pleasant experience, even when my credit sure wasn’t the greatest. I applied online the day after I was contacted by Mark & Sean, who did everything they could to make sure I got the vehicle I would love! They even arranged for the car to be driven to me so I would not have to drive 2hrs. I absolutely love my Ford Escape and can’t thank any of you enough!