Need a Car Oshawa treats the needs of each individual customer with paramount concern. We know that you have high expectations, and as a car dealer we enjoy the challenge of meeting and exceeding those standards each and every time. Allow us to demonstrate our commitment to excellence! Our experienced sales staff is eager to share its knowledge and enthusiasm with you. We encourage you to browse our online inventory, schedule a test drive and investigate financing options. You can also request more information about a vehicle using our online form. Need a Car provide used car loans for those who have bad credit, bankruptcy, or no credit at all. We can help you buy a dependable used car, truck or mini-van, and arrange monthly car payments that make sense to you regardless of your bad credit. We believe car buying should be fun!  

There are lenders that specialize in car loans for people with bad credit. These lenders have minimum requirements that borrowers must meet and we can help you find them. At Need a Car, we have helped thousands obtain a bad credit car loan. We do this by evaluating your current situation and putting less emphasis on your credit score history. We will carefully match each person needing a bad credit car loan with an appropriate bank or lender.

You can expect that banks that specialize in bad credit loans will have minimal income requirements. Factors such as your total income, how secure your income is, how long you've been employed at your current job, and how long you've lived at your current address are very important. In general, if you have been employed for less than 14 months, you can expect that the bank or lender will want to see information regarding your previous employment as well as your previous home address.

If you don't have a credit history, securing a car loan is one of the easiest ways to build your credit. We will work with you to choose the vehicle that best suits your needs and financial situation. We offer competitively priced vehicles. To help you save even more money, we even have preferred finance rates.

Have you been turned down before? Don't worry! Almost 82% of those with credit do not have perfect credit scores. We have built close relationships with banks and other lenders and are able to communicate your previous situation with them. We will go the extra-mile to help get you approved. Having a car loan can actually improve your credit history!


Need A Car Oshawa

170 Bloor St. East
Directions Oshawa, ON L1H 8T5

  • Sales: (905) 436-5100


  • Monday 9:00AM - 7:00PM
  • Tuesday 9:00AM - 7:00PM
  • Wednesday 9:00AM - 7:00PM
  • Thursday 9:00AM - 7:00PM
  • Friday 9:00AM - 5:00PM
  • Saturday 9:00AM - 5:00PM
  • Sunday Closed